Kin is on a mission to change home insurance from what it is to what it should be. Whether we’re leveraging data to create customizable coverage or providing claims service that goes above and beyond expectations, our members are at the heart of everything we do. In the face of ever-growing climate risk, they deserve an insurance company that cares about them. We aim to stick with our members through thick and thin.

We use efficient technology that lets homeowners buy directly from us to keep costs down. This is the essence of Kin. Our approach has fostered amazing growth, attracted marquee investors, and earned us accolades, including being named to:

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2024).

• Forbes' America's Best Startup Employers (2021- 2023).

• Inc. 5000 Fastest-Growing Private Companies.

• Forbes’ Fintech 50.

Simply put, our people are what make us great – we need forward-thinking, inspired game-changers like you to join us in our mission.

So, what’s the role?

At Kin, we’re redefining how customers protect their homes, using proprietary technology and data to provide fast, affordable coverage. Now, we’re expanding into the mortgage industry to provide smarter financing options for our existing customers. Acting as a key player in Kin’s mortgage launch, we’re seeking a Mortgage Loan Officer to lead the sales charge, ensuring compliance, building operational efficiency, and market growth.

We are looking for a Florida-licensed Mortgage Loan Officer who will spearhead our Mortgage business sales efforts. This role is critical in our company’s growth, managing broker operations, and ensuring compliance with state and federal regulations. The ideal candidate is an experienced mortgage professional with a strategic mindset, entrepreneurial drive, and strong leadership skills.

This role is ideal for a self-starter who loves sales but has a hands-on attitude to help build a business from the ground up. If you want to own your success, close deals, and make an impact, we’d love to hear from you. In the short term, you'll have multiple key responsibilities: supporting operations, driving customer outreach, and closing deals. In the long term, you’ll help scale Kin’s mortgage business by driving loan volume.

A day in the life could include:

• Connecting with current Kin customers via calling, email and text; actively engaging them to understand their financial needs and present suitable mortgage options

• Working with Marketing teammates to craft lead-generation campaigns and optimize conversion rates

• Tracking and exceeding sales performance against KPIs, continuously refining strategies to improve close rates.

• Effectively communicating the unique features and benefits of specific loan options to existing Kin customers, addressing any inquiries or concerns they may have

• Consistently following up with your prospects utilizing phone, text, and email to stay in contact and drive toward the sale

• Maintaining accurate and up-to-date records of customer interactions and sales activities using our CRM system

• Staying updated on industry trends, product knowledge, and competitor offerings to effectively position the Kin Mortgage offering division

I’ve got the skills… but do I have the necessary ones?

• 3+ years of purchase mortgage origination experience as an active NMLS Loan Originator with Florida state license (required)

• Successfully completed the 20-hr SAFE Pre-licensing Education and passed the SAFE Mortgage Loan Originator Test - National Component with Uniform State Content (required)

• Proficiency in using LOS software and other related tools/software

• Proven track record in handling purchase loans and working with real estate agents

• Expertise in loan products and underwriting scenarios, ensuring accurate assessments and risk evaluation

• Strong knowledge of loan structuring, pricing strategies, and borrower qualification to optimize lending solutions.

• Self-motivated and results-oriented, with a demonstrated commitment to achieving and exceeding sales targets

• Strong understanding of client service and exhibit a passion for helping people

Bonus Points

• Experience prospecting and forming relationships with real estate agents, loan officers, and referral partners to generate consistent loan volume.

Oh, and don’t worry, we’ve got you covered!

We offer a comprehensive benefits program, allowing you to choose the benefits that are best for you and your family including: Medical, Dental, Vision, Life Insurance and Disability Insurance options, Employee Assistance Program, as well as elective voluntary benefits such as accident insurance, hospital indemnity, critical illness, legal assistance and pet insurance.

In addition to these benefits, we also are excited to offer the following:

• Competitive salary and equity

• 401K with company match of up to 4%

• Flexible PTO for exempt employees, along with 8 company-observed holidays

• A paid parental leave program that provides 100% salary continuation of up to 14 weeks for birthing parents and 8 weeks for non birthing parents

• Continuing education and professional development opportunities

• This role is eligible to earn additional compensation annually through participation in our Kin Leadership Incentive Plan

Kin will accept applications for the role until April, 28th, 2025

For Sales Agents and Customer Service Agents: These roles sit in any of the following 30 states: AL, AZ, CO, FL, ID, IL, IN, KS, KY, MA, MD, ME, MI, MN, MO, MT, NC, NE, NM, NV, NY, OH, OK, PA, SC, TN, TX, UT, VT, VA, WA, and WI.

For all other positions, these roles can sit in any of the following 40 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above.

State locations and specifics are subject to change as our hiring requirements shift.

About Kin

Kin is the only pure-play, direct-to-consumer digital insurer focused on the growing home insurance market. We make policies convenient and affordable through a technology platform that delivers a seamless user experience, customized options for coverage, and fast, high-quality claims service. Kin is a fully licensed carrier that offers coverage through its reciprocal exchanges which are owned by its policyholders. To learn more, visit www.kin.com.

EEOC Statement

Kin is proud to be an Equal Employment Opportunity and Affirmative Action Employer. We don't just accept difference – we honor it, nurture it, and celebrate it. We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.